Processing time varies according to currency and location. Supported registration countries - Revolut can improve by increasing the number of registration countries outside of Europe. Most of the time they will be very close to XE rates (online currency calculator) which are the EXACT rate on the market at that time of the day. Conclusion. TransferWise does win overall. Low, Interbank rate. Can access the account online or through the mobile application. And the weekly limit is set to 250,000GBP. Revolut Australia doesn't have local banking details available to them. With Revolut the difference between Visa exchange rate and payment exchange rate of small and medium countries currencies is up to ~1% or 2% even on weekdays. Apart from the physical card which you can order when you open your Revolut account, virtual cards are also available for initiating online payments. If you have a standard account, you will be provided with the plastic standard card; for the premium account, a customizable plastic card and for the metal account, a metal card. So not such a fair comparison comparing a digital bank and a specialized money transfer company. They need to use the Revolut app. Both companies have certain restrictions. Both offer travel optimised debit cards, multi-currency accounts, and ‘buckets’ to segregate fund balances from your debit card. Transferwise bot Rita initiates the chat feature, and if you want to be transferred to an operation, you can simply type ‘Live Agent’. It is unable to accept bound payments originating from Hong Kong. For online transactions, they are limited to 2000USD and 10,000USD per day and month, respectively. Revolut Vs. TransferWise. Additionally, you can also cancel and order new cards. ... Interbank exchange rate). Revolut has monthly fees and fee free exchange rate fee thresholds. Revolut vs TransferWise. As of now, their services are available in the European Economic Area (EEA), Australia, Canada, Singapore, Switzerland, Japan, and the United States. ATM withdrawals up to 200Euros are free, and for more than that, a fee of 2% is levied. We’ll have an in-depth study of both of them to help you figure out which one is best suited for you. PL N26 offers a host of great features, including: Free worldwide ATM withdrawals: Wherever you are in the world, N26 You and N26 Metal members can withdraw from any ATM at the inter-bank exchange rate with zero fees, as if you’re still at home. Customers in Europe can withdraw 1000GBP per transaction, for each day it is 1500GBP, and per month withdrawal is limited to 4000GBP. All Revolut cards support contactless payments. The good & the bad (Ultimate Celsius Network Review), How Your Law Firm Can [Seriously] Benefit From Inbound Marketing, Payments supported via bank transfers, SWIFT transfers, Apple Pay, and debit card, Prior to transfers, fees and rate information are furnished, Repeat or single payment options are available, Borderless accounts do not require overseas address, Supports cryptocurrency purchase and exchange, Top up through USD, GBP, and EUR and supports transfer across the globe using the card, Management of account through a mobile application or WhatsApp supported, Provides European IBAN along with UK current account digits. They both offer similar services but are distinct in their own way. When you use your Revolut card to make international transactions, you benefit by getting existing interbank rates. We disclaim liability to the maximum extent permitted by law. 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